Category Archives: Mortgages

A real estate broker’s guide to avoid being a victim of cyber fraud

The good news is that, with reasonable care and a bit of common sense, cyber fraud can be prevented. But if the theft occurs because you failed to take precautions to protect your email account, it may be time to call your insurer, or your lawyer. Or both. CONTINUE READING...

Everything You Need To Know About Florida Deficiency Judgments – Part I

What must a lender do in order to obtain a judgment in Florida when the sale proceeds are not enough to pay off the debt of the property? Al LaSorte explains what a deficiency judgment is and how to navigate the legal landscape in obtaining one. CONTINUE READING...

Failure of a lender to comply with conditions precedent to initiating a foreclosure absent prejudice does not constitute a defense to an otherwise valid note

In Caraccia v. U.S. Bank, N.A., the address used by the lender to send the default notice was ruled to be valid even though it was not the current property address because the PO Box address used was considered a valid address since it was provided by the owner to the U.S. Postal Service. CONTINUE READING...